Data Scientist
Halyk Bank
Apr 2025 — PresentLed full-cycle development of an end-to-end time-series forecasting model for loan-portfolio dynamics across multiple horizons (30, 90, 365 days), from research to production, improving forecast accuracy (MAPE) by 5x. Built a provisioning forecasting model that reduced MAPE by 3x, informing capital and pricing decisions. Applied advanced SQL and Python to analyze large-scale transaction and portfolio datasets and extract insights guiding strategy. Contributed to retail credit-limit decisioning with cross-functional stakeholders (ARDFM committees); delivered management and ad-hoc reporting and
