Head of Risk / Lead Data Scientist
FixPay
Fintech startup doing POS lending for Avito, Wildberries, and M-Video.
Sep 2025 — PresentLeads risk modeling and decisioning for POS lending, from model development and provider testing to portfolio and anti-fraud analysis.
• Build predictive models from scratch using advanced ML architectures (gradient boosting and neural networks), managing data preparation, feature engineering, training, deployment, and monitoring (PSI/CSI, performance decay).
• Lead R&D with external data providers, prototyping models to measure incremental Gini lift before integration.
• Manage the full decisioning pipeline in Axiomatika: application flow, validation and bureau checks, and effective-rate assignment logic.
Senior Data Scientist
Freedom Finance Global PLC
Dec 2024 — Sep 2025Developed retail customer segmentation, advisory, and recommendation models, and established retraining pipelines to address model drift.
• Developed ML models for customer segmentation and behavior analysis across the brokerage's retail customer base.
• Built advisory and recommendation systems and deployed predictive models to production.
• Partnered with stakeholders to translate commercial questions into scoped ML use cases and established retraining pipelines to combat model drift.
Head of Risk / ML Engineer
LFTech
Apr 2022 — May 2024Led risk modeling and data infrastructure, with OpenScoring models handling more than 50,000 loan application decisions daily.
• Designed and maintained production ML models, scoring 50,000+ daily loan applications via OpenScoring.
• Developed anti-fraud ML models utilizing JuicyScore device fingerprinting features.
• Established the risk data warehouse and owned ETL/ELT pipelines feeding analytics and reporting.
Head of Risk
SmartFinance
Aug 2020 — Apr 2022Led risk work on alternative-data scoring models and optimized credit and anti-fraud rules in the loan origination flow.
• Developed and monitored scoring models leveraging alternative data sources.
• Optimized credit and anti-fraud rules across the loan origination flow, utilizing data-driven approaches.
Head of R&D
Silkway Ventures
Feb 2018 — Apr 2020Led loan portfolio model development and built the data warehouse and management reporting systems.
• Led ML model development (Logistic Regression, Random Forest, XGBoost) for predictive analytics on loan portfolios.
• Architected the data warehouse and management information systems supporting daily reporting.
